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Protect Your Business, Your Way- AM-FAM COMMERCIAL INSURANCE
While your day-to-day operations are complex, understanding Business insurance doesn't have to be. There are coverage options available to protect just about every aspect of your business from employee injury to natural disasters. Some insurance is required by law and others by business associates, such as lenders and landlords. Obtaining the right type and amount of insurance for your business will help you avoid gaps in coverage where you need it most.

Minimum coverage options
  • Property Insurance can fund repairs or replacements for damaged physical assets when disasters like vandalism, fire, windstorms, or hail strike.
  • Liability Insurance can protect against financial losses resulting from claims of injury or property damage caused by you or your employees and your products or services.
  • Workers' Compensation Insurance can satisfy your employees' medical needs in the event of an accident or disease and make a quick return to work possible, while removing lawsuit potential by current or former employees.
  • Business Auto Insurance can get you on the road again quickly after an accident and ensure your business is protected against losses from injuries to other drivers, passengers and pedestrians for which you and your employees are liable.
  • Business Crime Insurance can protect against fraud, theft, forgery or robbery.
Tailor your Policy with these additional insurance options
  • Employment Practices Liability can cover your business if discrimination, sexual harassment or wrongful termination claims are made by present, former or future employees.
  • Life Insurance for Business Owners can help you plan for business succession, survive the loss of a key employee or partner and retain/reward your top people.
  • Umbrella can shield your business from potentially ruinous lawsuits with additional liability coverage.
  • Bailee can protect against damage to customers' goods, including jewelry and clothing.
  • Transportation and Cargo to cover against goods that are damaged or lost when transported by one of your vehicles or common contract carriers.
  • Spoilage for perishable goods when they spoil due to a mechanical breakdown or power outage.
  • Delivery/Catering Non-Owned Auto if an employee is involved in an auto accident while driving a personal automobile on company business, such as in a delivery or catering service.
If you're already covered

You've made a sound choice to protect your organization and employees with business insurance. However, your business has specific needs which may change over time. Reviewing your policy annually makes certain your coverage options continue to fully protect your assets. When in doubt, contact Charlie Schmidt, local AmFam agent for help.

Browse coverage for your specific industry

Protect Your Unique Business Dream

Your business may be small, but your dreams are anything but.

American Family business insurance covers so much more than just your building or workspace. We understand it takes many moving parts to keep your business dream alive and thriving, so we provide the customized coverage and support you need to protect what matters most to your unique vision.

Not sure how much or what type of coverage is right for you? An American Family Insurance agent is the perfect person to talk to. Find yours today.

The Confidence of Complete Coverage

We build policies that protect all kinds of business owners’ dreams. Here’s just a sampling.


Small Specialty Trade Contractors

Retail Shops

Professional & Medical Offices

Restaurants & Small Food Service Business

Auto Service & Repair Shops

Apartment Buildings & Condominium Associations


The Answers You Need

  1. How much coverage do I need?
    It’s important to have enough protection to cover the costs of rebuilding your business and replacing your equipment if the unexpected happens. The value of the supplies and tools you use to run your business every day can add up quickly! Your agent can help give you a better idea of how much protection is just the right amount.  
  2. I need to make a claim. What should I do?
    If the unexpected happens, we’ll be by your side every step of the way. Our industry-leading claims service is focused on helping you regroup and restore, with as little interruption as possible. Need to file a claim today? Let’s get started. 

    Have more questions? Your American Family Insurance agent can help. Find your agent today.  


Contact Information
Offer Valid: July 22, 2016July 31, 2017
Renton Chamber of Commerce